Whilst most advice based scenarios are about creating wealth at Zephyr Wealth we assist with guidance on the defensive aspects of your personal situation. Personal Insurances are classified as Life, Total and Permanent Disability, Trauma and Income Protection Insurance.

We will research a number of products to obtain the right fit for your situation, for example, depending on whether you will hold cover inside or outside of superannuation. An Insurance Needs Analysis is conducted to find the right amount of cover to protect both you and your family in the event of illness, injury or death.

The use of ‘wearables’ is starting to have a big impact in the Personal Insurance space with Insurers rewarding healthier customers with reduced premiums and other incentives.