The foundation of any wealth creation plan is to spend less than you earn and invest the difference. Budgeting is not often undertaken by many Australians and our aim is to work with you to give you an understanding of how much you currently require now to satisfy your desired lifestyle which also gives an indication of how much you’ll actually require when you eventually retire.

Many humans have biases when it comes to money and none more so than in regards to cashflow management. At Zephyr Wealth we work with you to identify your cashflow to allocate the monies we can use to assist you in building wealth. Sometimes it’s as simple as a forced savings plan into superannuation or additional payments to your mortgage.